Cashflow management involves tracking and optimising income and expenses to ensure sufficient liquidity and financial stability, helping clients meet their financial goals.
Wealth accumulation and planning focuses on strategies for growing assets over time through investments, savings, and financial planning to secure future financial needs.
Super and retirement planning ensures individuals save and invest effectively for retirement, maximising their superannuation and ensuring a comfortable post-retirement lifestyle.
Investment planning involves creating a tailored investment strategy to meet specific financial objectives, balancing risk and return based on the client's goals and risk tolerance.
Risk insurance provides financial protection against unforeseen events, such as illness, disability, or death, safeguarding individuals and their families from significant financial loss.
Ongoing tax management includes strategies to minimise tax liabilities through effective planning, ensuring compliance, and optimising financial outcomes through tax-efficient practices.
Personal CFO services offer comprehensive financial oversight and strategic planning for individuals, managing all aspects of their finances akin to a Chief Financial Officer for a business.
Private wealth management services provide a holistic management approach to the financial and investment needs of wealthy families, including estate planning, tax services, and legacy preservation.
A professional network comprises a range of specialists, including financial advisor, accountants, and legal expert, collaborating to provide comprehensive General insurance for commercial building, Business, Professional indemnity, Cyber insurance, Mortgage lending services including domestic home loans, commercial loans, development loans and expert financial advice services.
Estate planning and administration involve organising and managing a person's assets and affairs to ensure a smooth transition and distribution of wealth according to their wishes after death.
We will get back to you in no time.
Jimmy Son is an Authorised Representative (No 248965) and Jimmy Son & Associates Pty Ltd T/A Amicus Financial Lifestyle Planning is a Corporate Authorised Representative (No. 248876) of Spark Advisors Australia Pty Ltd (ABN 34 122 486 935, AFSL 380552)
Copyright © 2024 Amicus. All Rights Reserved.
General Advice Warning: The information in this website and the links has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned on this website, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, together with the Target Market Determination (TMD).
Income Protection Insurance pays a monthly benefit of up to 75% of your regular before-tax income if you can’t work due to a serious illness or injury.
If you have high levels of debt and you are the main bread winner in the family, then taking out income protection can offer you a much needed safety net. Should you become ill or injured and unable to work, you can relax and focus on your recovery knowing you have ongoing cash flow to meet your mortgage repayments, medical bills and maintain your family’s quality of life.
Income Protection Premiums can be claimed as a tax deduction. There are various factors that affect the premiums. One of them is the different waiting periods before the cover is paid. Premiums reduce as the waiting periods increase from 30, 60, 90, 120 days, 1 year or 2 years. You can select benefit periods from 2 years to age 65.
Trauma insurance is also known as critical illness insurance. It provides a lump sum to meet immediate medical expenses and other expenses when a critical illness or critical injury occurs.
Conditions covered vary from policy to policy, but typically include as standard various cancers, heart disease and/or heart attack and stroke,
For an affordable premium amount you can give yourself and your family a peace of mind.
You can take out TPD insurance to cover the cost of rehabilitation, debt repayments and the future cost of living for yourself and your family.
It is important to understand the definition of TPD covered by your insurer to get the most appropriate cover for your occupation type.
