Expert Retirement Financial Planning
Everyone aspires to lead a comfortable lifestyle in their old age. Make that dream a reality by seeking reliable retirement planning advice for a fulfilled life post-retirement.
No matter which stage of life you’re in, it is never too early to start planning for retirement. From pension planning to advising you on Super Fund investments, we educate and guide you through the entire process.
At Amicus Financial Lifestyle Planning, we have been helping clients with retirement financial planning in Melbourne for over 35 years. We understand that every individual is unique, and the retirement goals differ for each person. We help you with personalised strategies tailored to your unique needs and circumstances, ensuring you can enjoy your retirement years with peace of mind.
Why Retirement Planning Advice is Needed?
Return on Current Investments
Inflation Rate
Healthcare Costs
Return on Current Investments
Inflation Rate
Healthcare Costs
Lifestyle Choices
Emergency Money
At Amicus Financial Lifestyle Planning, we understand how these factors affect your retirement income. Our retirement planners in Melbourne use advanced tools and methodologies to provide accurate income projections and create a sustainable financial plan that aligns with your retirement goals.
Lifestyle Choices
Emergency Money
At Amicus Financial Lifestyle Planning, we understand how these factors can influence your retirement income. As an experienced retirement planner in Melbourne, Jimmy leverages advanced tools and methodologies to create tailored income projections. This allows him to craft a sustainable financial plan that aligns perfectly with your retirement aspirations.
Retirement Financial Planning Services
Develop a well-capitalised retirement plan with our expert retirement financial planner. We ensure a comfortable post-retired life for our clients with these services:
Grow Your Income
Building a strong retirement fund requires strategic investments. We help you identify investment opportunities to grow your income over time, ensuring your retirement fund remains robust..
Reduce Debt
Managing and reducing debt is essential for a stress-free retirement. Amicus Financial Lifestyle Planning can help you develop a personalised strategy to pay off debt efficiently, ensuring a financially secure future.
Invest in Self Managed Super Funds (SMSFs)
SMSFs offer flexibility and control over your retirement savings. We will guide you through setting up and managing your SMSF, ensuring compliance with regulations, and maximising your returns.
Tax Minimisation
Effective tax planning can make a big difference in how much you get to keep of your retirement savings. We offer strategies to optimise your income streams for both Self-Managed Superannuation Funds (SMSFs) and retail superannuation funds, helping you minimise your tax liabilities and keep more of your hard-earned money for your golden years.
Make Strategic Investments
Diversifying your investment portfolio is essential to mitigate risks. We provide insights into various investment options, including stocks, bonds, real estate, and more, helping you make informed decisions that align with your risk tolerance and retirement goals.
Estate Planning
Ensuring your assets are protected and efficiently transferred to your beneficiaries is an important aspect of retirement planning. We help you navigate comprehensive estate planning. We can refer you to trusted legal professionals or coordinate with your preferred solicitor to set up trusts, draft wills, and more.
Superannuation and Retirement in Melbourne
Superannuation funds are a critical component of retirement savings in Australia. They provide a tax-effective way to save for retirement, with contributions from both employers and individuals. A retirement planner can help you understand the intricacies of superannuation funds and how they can support your retirement lifestyle.
With dedicated retirement planning in Melbourne, you can maximise your superannuation benefits – from making strategic contributions and understanding government incentives to choosing the right investment options within your fund. We provide expert advice on optimising your superannuation to ensure you get the most out of your retirement savings.
Government Benefits and Retirement
The Australian government offers various retirement benefits, including the Age Pension, healthcare concessions, and other financial support programs. Understanding these benefits and how they integrate with your retirement plan is essential.
Our retirement financial planning advisor guide you through the eligibility criteria and application process for government benefits, ensuring you receive the support you’re entitled to. We simplify the process, making it easier for you to access the benefits you need.
Why Choose Us for Retirement Financial Planning?
When it comes to retirement financial planning in Melbourne, you need a trusted partner who understands your unique needs and aspirations. We are multilingual financial advice practice and can help some clients from various linguistic backgrounds. We can speak English, Mandarin, Cantonese, Hainan, and can speak other language in an intermediate level of communication in Hakka and Hokkien. Here’s why Amicus Financial Lifestyle Planning stands out from the crowd:
35 years of Experience
With over three decades in the financial industry, our team has amassed a wealth of knowledge and expertise. Our extensive experience enables us to navigate complex financial situations with confidence and precision, providing you with reliable retirement advice tailored to your unique circumstances.
One-to-one approach
We prioritise building strong, personal relationships with each client. Our one-to-one approach means you receive individualised attention and support, giving us a deeper understanding of your financial goals and preferences. This personalised interaction ensures that your retirement strategies are designed to meet your specific needs.
Personalised portfolio construction
We understand that no two clients are alike. That's why we take a bespoke approach to portfolio construction, tailoring investment strategies to align with your financial situation and potential risk zones. By crafting a personalised portfolio that reflects your individual preferences and goals, we aim to maximise your long-term success and financial security.
Guidance and education about services
We believe in empowering our clients with knowledge and understanding. In addition to providing expert guidance and advice, we offer comprehensive education about our services and the broader financial landscape. Whether you're a seasoned investor or new to financial planning, we're committed to ensuring you have the information and resources to make informed decisions about your financial future.
Get Retirement Planning Advice from Trusted Financial Planning Advisor
Seek advice from our expert retirement planner in Melbourne and secure a happy and comfortable post-retired life. Leverage our expertise at Amicus Financial Lifestyle Planning and create a robust retirement plan that provides peace of mind and financial security.
Estate Planning for Retirement
Estate planning is essential for protecting your assets and ensuring they are distributed according to your wishes. It also helps reduce potential tax liabilities and avoid legal complications for your heirs.
With our financial planning in Melbourne, we offer comprehensive estate planning services, including setting up trusts, drafting wills, and establishing power of attorney arrangements. Our goal is to protect your assets and facilitate a smooth transfer of wealth to your beneficiaries.
Retirement Financial Planning FAQs
The best investment for retirees depends on individual circumstances, risk tolerance, and retirement goals. Our advisor can help you explore various investment options, including low-risk bonds, dividend-paying stocks, and real estate, to find the best fit for your needs.
A good financial plan for retirement includes a clear assessment of your income needs, strategic investments, debt reduction, tax planning, and estate planning. A financial advisor works with you to create comprehensive plans tailored to your specific goals and circumstances.
Yes, paying for a financial advisor can provide significant benefits. An experienced advisor offers expert guidance, helps you avoid costly mistakes, and ensures your retirement plan is well-capitalised and sustainable. Amicus Financial Lifestyle Planning is dedicated to helping you achieve a secure and prosperous retirement. Reach out to Jimmy, who is an authorised and trusted financial advisor.
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