When it comes to financial planning in Melbourne, you need a trusted partner who understands your unique needs and aspirations. We are multilingual financial advice practice and can help some clients from various linguistic backgrounds. We can speak English, Mandarin, Cantonese, Hainan, and can speak other language in an intermediate level of communication in Hakka and Hokkien. Here’s why Amicus Financial Lifestyle Planning stands out from the crowd:
With over three decades in the financial industry, our firm has amassed a wealth of knowledge and expertise. Our extensive experience enables us to navigate complex financial landscapes with confidence and precision, providing you with reliable guidance and strategies tailored to your unique circumstances.
We prioritise building strong, personal relationships with each client. Our one-to-one approach means you receive individualised attention and support, allowing us to gain a deep understanding of your financial goals and preferences. This personalised interaction ensures that every aspect of your financial plan is designed to meet your specific needs and aspirations.
We understand that no two clients are alike. That's why we take a bespoke approach to portfolio construction, tailoring investment strategies to align with your risk tolerance, time horizon, and financial objectives. By crafting a personalised portfolio that reflects your individual preferences and goals, we aim to maximise your long-term success and financial security.
We believe in empowering our clients with knowledge and understanding. In addition to providing expert guidance and advice, we also offer comprehensive education about our services and the broader financial landscape. Whether you're a seasoned investor or new to financial planning, we're committed to ensuring you have the information and resources to make informed decisions about your financial future.
Jimmy Son is an Authorised Representative (No 248965) and Jimmy Son & Associates Pty Ltd T/A Amicus Financial Lifestyle Planning is a Corporate Authorised Representative (No. 248876) of Spark Advisors Australia Pty Ltd (ABN 34 122 486 935, AFSL 380552)
Copyright © 2024 Amicus. All Rights Reserved.
General Advice Warning: The information in this website and the links has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned on this website, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, together with the Target Market Determination (TMD).
Income Protection Insurance pays a monthly benefit of up to 75% of your regular before-tax income if you can’t work due to a serious illness or injury.
If you have high levels of debt and you are the main bread winner in the family, then taking out income protection can offer you a much needed safety net. Should you become ill or injured and unable to work, you can relax and focus on your recovery knowing you have ongoing cash flow to meet your mortgage repayments, medical bills and maintain your family’s quality of life.
Income Protection Premiums can be claimed as a tax deduction. There are various factors that affect the premiums. One of them is the different waiting periods before the cover is paid. Premiums reduce as the waiting periods increase from 30, 60, 90, 120 days, 1 year or 2 years. You can select benefit periods from 2 years to age 65.
Trauma insurance is also known as critical illness insurance. It provides a lump sum to meet immediate medical expenses and other expenses when a critical illness or critical injury occurs.
Conditions covered vary from policy to policy, but typically include as standard various cancers, heart disease and/or heart attack and stroke,
For an affordable premium amount you can give yourself and your family a peace of mind.
You can take out TPD insurance to cover the cost of rehabilitation, debt repayments and the future cost of living for yourself and your family.
It is important to understand the definition of TPD covered by your insurer to get the most appropriate cover for your occupation type.
